ASSET PROTECTION & GUARDIANSHIP · FLORIDA
Protect what you’ve built, and who you love.
Two risks every plan should address
Personal liability. A claim against you can reach property held in your personal name. Planning ahead, using the protections Florida law already provides and the right ownership structures, can reduce what is exposed.
Incapacity and care. If a parent can’t care for a child, or an adult can no longer manage their affairs, a court may appoint a guardian. Naming your choices in advance gives the court clear direction and gives your family peace of mind.
How we help
- Review how your home, accounts, rental property and business are titled
- Explain Florida homestead and other exemptions and how to keep them
- Pair a living trust with LLCs for investment property where appropriate
- Prepare preneed guardian declarations for your children and for yourself
- Plan for loved ones with special needs without putting benefits at risk
- Guide families through guardian advocacy for adults with developmental disabilities
Plan before there is a problem
Asset protection works best long before any claim exists. Florida law can undo transfers made to hinder, delay or defraud a known creditor, so the time to plan is now, while things are calm.
GOOD TO KNOW
- Florida’s homestead protection is among the strongest in the country, with acreage limits.
- Many retirement accounts and certain life insurance and annuities are protected under Florida law.
- A revocable trust alone does not protect assets from your own creditors.
- Preneed guardian declarations let you name guardians before they’re needed.
Talk it through with our team
COMMON QUESTIONS
Questions families ask
Transfers made after a claim arises can be challenged as fraudulent transfers. Planning is far more effective, and appropriate, before any claim exists.
An LLC can help separate the liabilities of a rental property from your personal assets. Florida law treats single-member LLCs differently from multi-member LLCs for some creditor remedies, so structure matters.
If both parents are unable to care for a minor child, a court will appoint a guardian. Your written designation tells the court who you want, which the court will generally honor unless it is not in the child’s best interests.
